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	<title>Comments for Arohan's investing life</title>
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	<link>http://www.arohanvalue.com</link>
	<description>Commentary on investing and events with distinct value tilt</description>
	<lastBuildDate>Fri, 22 May 2009 20:48:27 -0600</lastBuildDate>
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		<title>Comment on Citigroup Getting from Bad to Worse by KEJ</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1582</link>
		<dc:creator>KEJ</dc:creator>
		<pubDate>Fri, 22 May 2009 20:48:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1582</guid>
		<description>Addend to my first comment, my card was canceled by Citi due to a security breach ( I failed to Post that information on my first message ).  I requested a new card and getting another card to me was such a hassle that I gave up and closed my account</description>
		<content:encoded><![CDATA[<p>Addend to my first comment, my card was canceled by Citi due to a security breach ( I failed to Post that information on my first message ).  I requested a new card and getting another card to me was such a hassle that I gave up and closed my account</p>
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		<title>Comment on Citigroup Getting from Bad to Worse by K E J</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1577</link>
		<dc:creator>K E J</dc:creator>
		<pubDate>Thu, 21 May 2009 15:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1577</guid>
		<description>citi never sent me notice of a new card being sent, when my card did not work , i was talked down to, like I was a child, They never did send me a card. I closed my account because there was such poor customer service</description>
		<content:encoded><![CDATA[<p>citi never sent me notice of a new card being sent, when my card did not work , i was talked down to, like I was a child, They never did send me a card. I closed my account because there was such poor customer service</p>
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		<title>Comment on Citigroup Getting from Bad to Worse by Arohan</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1467</link>
		<dc:creator>Arohan</dc:creator>
		<pubDate>Wed, 13 May 2009 18:31:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1467</guid>
		<description>@Surfer Jerry, Thanks and I agree that credit card companies can be a lot of pain to deal with.

@MoneyEnergy, I used to be one of those who saw value in some of the financials declines earlier but ever since the government started taking more and more of a stake in these companies (overtly or otherwise) I am turning more pessimistic about their prospects. One of the few financials I would consider buying now (and funnily, it is a credit card company) is American Express. I think their brand, consistent great service and wealthier clientele will put them in a much stronger position in the future. Also, their customers tend to be more responsible as it is basically a charge card, not a credit card.</description>
		<content:encoded><![CDATA[<p>@Surfer Jerry, Thanks and I agree that credit card companies can be a lot of pain to deal with.</p>
<p>@MoneyEnergy, I used to be one of those who saw value in some of the financials declines earlier but ever since the government started taking more and more of a stake in these companies (overtly or otherwise) I am turning more pessimistic about their prospects. One of the few financials I would consider buying now (and funnily, it is a credit card company) is American Express. I think their brand, consistent great service and wealthier clientele will put them in a much stronger position in the future. Also, their customers tend to be more responsible as it is basically a charge card, not a credit card.</p>
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		<title>Comment on Citigroup Getting from Bad to Worse by MoneyEnergy</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1464</link>
		<dc:creator>MoneyEnergy</dc:creator>
		<pubDate>Wed, 13 May 2009 17:06:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1464</guid>
		<description>Citibank needs to take some lessons from any of Canada&#039;s big banks. Yep.  It&#039;s astounding the difference in quality of even online service that I get between Citi and say, TD Canada Trust (which consistently wins #1 for best customer service in Canada).  I think banks in the US are really different animals.  I agree with your points, Citi can&#039;t even link up my Citi VISA to my Citi online account.  How bad is that. I have to use a check to pay my Citi VISA even though I have a Citi account.

Unfortunately, I bought Citi stock well ahead of all this last year, so rather than selling I&#039;m holding on for &quot;what the heck&quot; reasons.  I&#039;d rather not pay the commissions just to get rid of it.

&lt;abbr&gt;&lt;em&gt;MoneyEnergy’s last blog post..&lt;a href=&quot;http://www.getmoneyenergy.com/2009/05/one-month-blogging-success-story-manvsdebt-moving-to-australia/&quot; rel=&quot;nofollow&quot;&gt;One-Month Blogging Success Story: ManVsDebt on Living The Dream and Moving to Australia&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Citibank needs to take some lessons from any of Canada&#8217;s big banks. Yep.  It&#8217;s astounding the difference in quality of even online service that I get between Citi and say, TD Canada Trust (which consistently wins #1 for best customer service in Canada).  I think banks in the US are really different animals.  I agree with your points, Citi can&#8217;t even link up my Citi VISA to my Citi online account.  How bad is that. I have to use a check to pay my Citi VISA even though I have a Citi account.</p>
<p>Unfortunately, I bought Citi stock well ahead of all this last year, so rather than selling I&#8217;m holding on for &#8220;what the heck&#8221; reasons.  I&#8217;d rather not pay the commissions just to get rid of it.</p>
<p><abbr><em>MoneyEnergy’s last blog post..<a href="http://www.getmoneyenergy.com/2009/05/one-month-blogging-success-story-manvsdebt-moving-to-australia/" rel="nofollow">One-Month Blogging Success Story: ManVsDebt on Living The Dream and Moving to Australia</a></em></abbr></p>
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		<title>Comment on Citigroup Getting from Bad to Worse by Surfer Jerry</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1410</link>
		<dc:creator>Surfer Jerry</dc:creator>
		<pubDate>Mon, 11 May 2009 22:11:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1410</guid>
		<description>Sounds like a mess. Credit Card companies are such a pain to deal with I quit using them for the most part so I don&#039;t have to deal with them and some of their shady tactics. I just use my bank checking card. Great post!</description>
		<content:encoded><![CDATA[<p>Sounds like a mess. Credit Card companies are such a pain to deal with I quit using them for the most part so I don&#8217;t have to deal with them and some of their shady tactics. I just use my bank checking card. Great post!</p>
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		<title>Comment on Citigroup Getting from Bad to Worse by Arohan</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1401</link>
		<dc:creator>Arohan</dc:creator>
		<pubDate>Mon, 11 May 2009 16:58:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1401</guid>
		<description>FFB, fully agree. I think Citi needs to be broken up. Going through the customer service hell, the thought that I indirectly own this company kept bugging me no end.</description>
		<content:encoded><![CDATA[<p>FFB, fully agree. I think Citi needs to be broken up. Going through the customer service hell, the thought that I indirectly own this company kept bugging me no end.</p>
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		<title>Comment on Citigroup Getting from Bad to Worse by Arohan</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1400</link>
		<dc:creator>Arohan</dc:creator>
		<pubDate>Mon, 11 May 2009 16:54:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1400</guid>
		<description>Thanks SimpleVesting! My wife keeps telling me to cut them some slack as they are suffering greatly :-)</description>
		<content:encoded><![CDATA[<p>Thanks SimpleVesting! My wife keeps telling me to cut them some slack as they are suffering greatly <img src='http://www.arohanvalue.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>Comment on Citigroup Getting from Bad to Worse by FFB</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1399</link>
		<dc:creator>FFB</dc:creator>
		<pubDate>Mon, 11 May 2009 16:53:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1399</guid>
		<description>Maybe there is no such thing as a company being too big to fail.  Maybe of few of these big companies need to go down and let some newer companies jump in with a different mindset?  Just sayin&#039;.

&lt;abbr&gt;&lt;em&gt;FFB’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/FreeFromBroke/~3/5NjpRit8i4Y/credit-cards-tool.html&quot; rel=&quot;nofollow&quot;&gt;Credit Cards Are Just A Tool&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Maybe there is no such thing as a company being too big to fail.  Maybe of few of these big companies need to go down and let some newer companies jump in with a different mindset?  Just sayin&#8217;.</p>
<p><abbr><em>FFB’s last blog post..<a href="http://feedproxy.google.com/~r/FreeFromBroke/~3/5NjpRit8i4Y/credit-cards-tool.html" rel="nofollow">Credit Cards Are Just A Tool</a></em></abbr></p>
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		<title>Comment on Citigroup Getting from Bad to Worse by SimpleVesting</title>
		<link>http://www.arohanvalue.com/2009/05/11/citigroup-getting-from-bad-to-worse/comment-page-1/#comment-1398</link>
		<dc:creator>SimpleVesting</dc:creator>
		<pubDate>Mon, 11 May 2009 16:47:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/?p=320#comment-1398</guid>
		<description>Hilarious!  Customer service in the credit card/banking industry is a complete nightmare at present.  Nice read, Arohan.

&lt;abbr&gt;&lt;em&gt;SimpleVesting’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/JamesFowlkes/~3/u0VrTO-k-iI/&quot; rel=&quot;nofollow&quot;&gt;Market Review - Week ending 5/08/09&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Hilarious!  Customer service in the credit card/banking industry is a complete nightmare at present.  Nice read, Arohan.</p>
<p><abbr><em>SimpleVesting’s last blog post..<a href="http://feedproxy.google.com/~r/JamesFowlkes/~3/u0VrTO-k-iI/" rel="nofollow">Market Review &#8211; Week ending 5/08/09</a></em></abbr></p>
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		<title>Comment on The taxes, the Rich, the Poor and fairness by Socialism (Moved from Grapes of Wrath) - Page 10 - Philosophy Forum</title>
		<link>http://www.arohanvalue.com/2008/10/24/the-taxes-the-rich-the-poor-and-fairness/comment-page-1/#comment-983</link>
		<dc:creator>Socialism (Moved from Grapes of Wrath) - Page 10 - Philosophy Forum</dc:creator>
		<pubDate>Fri, 24 Apr 2009 12:57:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.arohanvalue.com/2008/10/24/the-taxes-the-rich-the-poor-and-fairness/#comment-983</guid>
		<description>[...] achievement has way worse effects than racism.  Again back on the taxes topic. Take a look at this: The taxes, the Rich, the Poor and fairness &#124; Arohan&#039;s investing life   __________________ So much of contemporary life is about opportunities for self-congratulation. - [...]</description>
		<content:encoded><![CDATA[<p>[...] achievement has way worse effects than racism.  Again back on the taxes topic. Take a look at this: The taxes, the Rich, the Poor and fairness | Arohan&#8217;s investing life   __________________ So much of contemporary life is about opportunities for self-congratulation. &#8211; [...]</p>
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